Loading stock data...

Utkarsh Small Finance Bank Limited

NSE: UTKARSHBNK BSE: UTKARSHBNK

NSE
13.55 -0.22 (-1.60%)

Prev Close

13.77

Open Price

13.8

Volume

4,439,173

Today Low / High

13.42 / 13.81

52 WK Low / High

12.96 / 28

Range

13 - 14

BSE
13.54 -0.26 (-1.88%)

Prev Close

13.8

Open Price

13.97

Volume

357,482

Today Low / High

13.48 / 13.97

52 WK Low / High

12.98 / 27.95

Range

13 - 14

The stock is currently trading on both the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). On the NSE, the stock is priced at 13.55 (target range: 13 - 14), reflecting a change of -0.22 (-1.59768%). On the BSE, it is listed at 13.54 (target range: 13 - 14), showing a change of -0.26 (-1.88406%). The stock price is currently in decline on both exchanges, signaling a downtrend. If you're considering investing in this stock, it's important to monitor the situation closely.

13 Feb 13.80 -1.81%
12 Feb 13.77 0.00%
11 Feb 13.99 -1.57%
10 Feb 13.99 -0.36%
09 Feb 14.15 -0.85%
06 Feb 14.07 -0.07%
05 Feb 13.24 4.68%
04 Feb 13.10 0.92%
03 Feb 13.64 -4.40%
02 Feb 13.75 -1.38%
01 Feb 13.71 -0.36%
30 Jan 13.67 -0.73%
29 Jan 14.34 -5.16%
28 Jan 13.79 3.99%
27 Jan 13.71 -0.22%
23 Jan 13.93 -2.58%
22 Jan 14.21 -3.38%
21 Jan 14.02 0.78%
20 Jan 15.02 -7.39%
19 Jan 14.59 1.85%

Utkarsh Small Finance Bank Limited Graph

Utkarsh Small Finance Bank Limited Price Target Predictions: Bullish vs. Bearish Scenarios with Ranges

If you are looking for the target price for Utkarsh Small Finance Bank Limited T1, T2, T3 for both Bullish and Bearish scenarios, here it is. For Bullish: T1, T2, T3. For Bearish: T1, T2, T3. The stock current price is 13.55, with potential price targets ranging from T1, T2, and T3 in both directions based on market conditions.

Scenario Price Target Range
Bullish Scenario 13.54 13.68 12.31 - 15.04
13.81 11.05 - 16.57
13.95 9.76 - 18.13
Bearish Scenario 13.54 13.40 12.06 - 14.75
13.27 10.62 - 15.92
13.13 9.19 - 17.07

Overview of Utkarsh Small Finance Bank Limited

ISIN

INE735W01017

Industry

Banks - Regional

Vol.Avg

9,157,811

Market Cap

16,456,179,949

Last Dividend

0.5

Official Website

Visit Website

IPO Date

2023-07-21

DCF Diff

-22.24

DCF

36

Financial Ratios Every Investor Needs

Stock Dividend of UTKARSHBNK

Date Label Adj Dividend Dividend Record Date Payment Date Declaration Date
2024-07-12 July 12, 24 0.5 0.5 2024-07-12 2024-08-21

Stock Rating Details for UTKARSHBNK

Metric Value Recommendation
Overall Rating C Sell
DCF Score 5 Strong Buy
ROE Score 1 Strong Sell
ROA Score 1 Strong Sell
Debt-to-Equity (DE) Score 1 Strong Sell
Price-to-Earnings (PE) Score 1 Strong Sell
Price-to-Book (PB) Score 1 Strong Sell

Annual Financial Income Report

Date Revenue Co.Rev GP GPR R&D Expenses G&A Expenses Operating Income Net Income EPS EBITDA NIR
2025-03-31 4,364.52 Cr 1,742.06 Cr 2,622.46 Cr 0.6009 0.00 Cr 32.28 Cr 27.65 Cr 23.70 Cr 0.22 104.22 Cr 0.0054
2024-03-31 3,578.81 Cr 1,292.61 Cr 2,286.20 Cr 0.6388 0.00 Cr 30.75 Cr 659.39 Cr 497.63 Cr 4.79 724.65 Cr 0.1390
2023-03-31 2,804.24 Cr 975.95 Cr 1,828.29 Cr 0.6520 0.00 Cr 19.99 Cr 535.81 Cr 404.50 Cr 3.69 594.47 Cr 0.1442
2022-03-31 2,033.65 Cr 787.96 Cr 1,245.68 Cr 0.6125 0.00 Cr 14.20 Cr 79.72 Cr 61.46 Cr 0.56 120.60 Cr 0.0302
2021-03-31 1,705.84 Cr 741.74 Cr 964.10 Cr 0.5652 0.00 Cr 11.35 Cr 151.44 Cr 111.82 Cr 1.46 181.01 Cr 0.0655

Annual Financials Balance Sheet

Date C&C Equ. Tot. Assets Tot. Liab. Stock. Equity Tot. Debt Net Debt Inv. PP&E (Net) Curr. Def. Rev. Non-Curr. Def. Rev. LT Invest. Curr. Liab.
2025-03-31 3,436.62 Cr 28,127.44 Cr 25,152.93 Cr 2,974.5042 Cr 2,354.77 Cr -1,081.86 Cr 0.00 Cr 386.92 Cr 0.00 Cr 0.00 Cr 18,716.48 Cr 22,301.9007 Cr
2024-03-31 3,027.47 Cr 23,902.68 Cr 20,929.49 Cr 2,973.1883 Cr 6,195.73 Cr -1,182.39 Cr 0.00 Cr 311.58 Cr 0.00 Cr 0.00 Cr 3,679.47 Cr 5,039.3023 Cr
2023-03-31 2,516.36 Cr 19,117.29 Cr 17,116.97 Cr 2,000.3206 Cr 6,102.98 Cr -316.89 Cr 0.00 Cr 303.32 Cr 0.00 Cr 0.00 Cr 2,859.42 Cr 407.8642 Cr
2022-03-31 1,871.65 Cr 15,063.77 Cr 13,491.47 Cr 1,572.2970 Cr 5,432.85 Cr 463.29 Cr 0.00 Cr 286.53 Cr 0.00 Cr 0.00 Cr 2,347.92 Cr 10,456.4300 Cr
2021-03-31 1,169.82 Cr 12,137.91 Cr 10,769.56 Cr 1,368.3530 Cr 4,840.00 Cr 1,351.01 Cr 0.00 Cr 181.17 Cr 0.00 Cr 0.00 Cr 2,313.94 Cr 288.1990 Cr

Annual Financials Cash Flow Statement

Date Operating Cash Investing Cash Financing Cash Free Cash Cash Change Cash at End CapEx Income Debt Repay Dividends Inventory
2025-03-31 -3,217.5227 Cr -776.8808 Cr 4,403.5547 Cr -3,376.4842 Cr 409.1512 Cr 3,436.6211 Cr -158.9615 Cr 23.7005 Cr 359.6850 Cr -55.0231 Cr 0.0000 Cr
2024-03-31 -2,771.2240 Cr -619.7993 Cr 3,902.1302 Cr 1,040.9837 Cr 511.1069 Cr 3,027.4699 Cr -70.4126 Cr 659.3863 Cr 3,408.0635 Cr 0.0000 Cr 0.0000 Cr
2023-03-31 -2,062.8242 Cr -693.1530 Cr 3,400.6911 Cr 1,497.2863 Cr 644.7139 Cr 2,516.3630 Cr -75.8470 Cr 404.5019 Cr -222.4596 Cr 0.0000 Cr 0.0000 Cr
2022-03-31 1,329.1560 Cr -738.6720 Cr 2,677.9637 Cr 1,182.4830 Cr 701.8330 Cr 1,871.6490 Cr -146.6730 Cr 61.4616 Cr -35.2864 Cr 0.0000 Cr 0.0000 Cr
2021-03-31 -83.4630 Cr -532.4480 Cr 171.6740 Cr -162.8310 Cr -444.2370 Cr 1,169.8160 Cr -79.3680 Cr 111.8151 Cr -65.3641 Cr 0.0000 Cr 0.0000 Cr

Quarterly Financial Income Report

Date Revenue Co.Rev GP GPR Operating Income Net Income EPS EBITDA NIR
2025-12-31 901.71 Cr 0.00 Cr 0.00 Cr 0.0000 -490.69 Cr -375.02 Cr -2.11 -490.69 Cr -0.4159
2025-09-30 937.32 Cr 489.50 Cr 447.82 Cr 0.4778 -464.97 Cr -348.46 Cr -2.68 -464.97 Cr -0.3718
2025-06-30 1,018.65 Cr 479.09 Cr 539.56 Cr 0.5297 -318.87 Cr -239.48 Cr -2.17 -318.87 Cr -0.2351
2025-03-31 1,166.49 Cr 468.22 Cr 698.28 Cr 0.5986 11.28 Cr 2.97 Cr 0.03 11.28 Cr 0.0025
2024-12-31 1,037.92 Cr 452.31 Cr 585.62 Cr 0.5642 -237.94 Cr -168.05 Cr -1.53 -237.94 Cr -0.1619

Quarterly Financials Balance Sheet

Date Cash & Equiv. Short-Term Inv. Cash & Short-Term Net Receivables Inventory Total Curr. Assets PP&E (Net) Total Assets Total Liabilities
2025-09-30 3,832.69 Cr 0.00 Cr 3,832.69 Cr 0.00 Cr 0.00 Cr 3,832.69 Cr 416.58 Cr 27,384.11 Cr 24,990.21 Cr
2025-06-30 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr -2,974.50 Cr
2025-03-31 3,436.62 Cr 0.00 Cr 3,436.62 Cr 198.90 Cr 0.00 Cr 3,694.38 Cr 386.92 Cr 28,127.44 Cr 25,152.93 Cr
2024-12-31 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr -3,125.01 Cr
2024-09-30 3,245.21 Cr 0.00 Cr 3,245.21 Cr 0.00 Cr 0.00 Cr 3,245.21 Cr 323.45 Cr 26,306.33 Cr 23,181.32 Cr

Quarterly Financials Cash Flow Statement

Date Net Income Operating Cash Flow Investing Cash Flow Financing Cash Flow Net Cash Change Cash at End Cash at Beginning CapEx Free Cash Flow
2025-06-30 -239.48 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2025-03-31 2.97 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2024-12-31 -168.05 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2024-09-30 51.39 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2024-06-30 137.40 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr

Splits History

Date Label Split Ratio
No split history data available.

Similar Stocks: Banks - Regional

Company Name Symbol Price Market Cap Volume
HDFC Bank Limited HDFCBANK ₹903.90 ₹13,909,227,155,312.00 ₹50,184,340.00
State Bank of India SBIN ₹1,198.60 ₹11,063,818,238,580.00 ₹18,139,890.00
ICICI Bank Limited ICICIBANK ₹1,414.60 ₹10,119,482,560,000.00 ₹12,227,885.00
Kotak Mahindra Bank Limited KOTAKBANK ₹420.65 ₹4,183,571,619,934.00 ₹23,233,027.00
Axis Bank Limited AXISBANK ₹1,332.30 ₹4,137,990,570,000.00 ₹4,624,515.00
Bank of Baroda Limited BANKBARODA ₹287.45 ₹1,486,508,058,354.00 ₹6,294,062.00
Union Bank of India UNIONBANK ₹178.87 ₹1,365,423,034,924.00 ₹8,731,819.00
Punjab National Bank PNB ₹118.76 ₹1,364,901,942,508.00 ₹14,731,669.00
Canara Bank CANBK ₹141.77 ₹1,285,946,229,130.00 ₹14,127,548.00
IDBI Bank Limited IDBI ₹110.75 ₹1,190,828,540,881.00 ₹20,049,440.00
Indian Bank INDIANB ₹873.70 ₹1,176,838,952,000.00 ₹877,476.00
AU Small Finance Bank Limited AUBANK ₹994.90 ₹743,370,096,338.00 ₹1,802,818.00
Bank of India Limited BANKINDIA ₹161.79 ₹736,576,134,040.00 ₹8,117,174.00
IndusInd Bank Limited INDUSINDBK ₹926.05 ₹721,463,329,800.00 ₹2,859,905.00
The Federal Bank Limited FEDERALBNK ₹288.30 ₹709,068,209,122.00 ₹6,201,579.00
IDFC First Bank Limited IDFCFIRSTB ₹81.54 ₹701,060,099,169.00 ₹14,205,827.00
Indian Overseas Bank IOB ₹34.83 ₹670,707,022,560.00 ₹3,920,771.00
Yes Bank Limited YESBANK ₹20.86 ₹654,572,198,000.00 ₹59,192,197.00
Bank of Maharashtra MAHABANK ₹65.44 ₹503,335,355,928.00 ₹8,944,078.00
UCO Bank UCOBANK ₹28.13 ₹352,737,794,079.00 ₹5,763,144.00
Central Bank of India CENTRALBK ₹36.88 ₹333,815,678,985.00 ₹4,144,210.00
Bandhan Bank Limited BANDHANBNK ₹165.44 ₹266,519,109,243.00 ₹4,429,909.00
The Karur Vysya Bank Limited KARURVYSYA ₹316.00 ₹254,483,971,584.00 ₹1,923,246.00
City Union Bank Limited CUB ₹284.10 ₹210,830,041,800.00 ₹538,191.00
RBL Bank Limited RBLBANK ₹313.80 ₹193,770,872,400.00 ₹3,835,168.00
Punjab & Sind Bank PSB ₹26.97 ₹191,367,933,383.00 ₹1,010,434.00
Ujjivan Small Finance Bank Limited UJJIVANSFB ₹61.24 ₹118,741,910,400.00 ₹6,911,125.00
The Jammu and Kashmir Bank Limited J&KBANK ₹101.74 ₹112,034,303,786.00 ₹1,536,826.00
The South Indian Bank Limited SOUTHBANK ₹40.95 ₹107,180,073,000.00 ₹13,755,118.00
Tamilnad Mercantile Bank Limited TMB ₹649.65 ₹102,873,022,091.00 ₹206,002.00
Equitas Small Finance Bank Limited EQUITASBNK ₹68.54 ₹78,203,321,838.00 ₹3,034,578.00
The Karnataka Bank Limited KTKBANK ₹202.72 ₹76,656,610,536.00 ₹3,065,148.00
CSB Bank Limited CSBBANK ₹389.25 ₹67,529,425,500.00 ₹837,126.00
DCB Bank Limited DCBBANK ₹190.03 ₹61,148,483,730.00 ₹1,670,504.00
Jana Small Finance Bank Limited JSFB ₹388.15 ₹40,861,982,774.00 ₹403,525.00

Key Executives

Head of Consumer Banking
Sourabh Ghosh

Gender: Not Specified

Year Born:

Chief Information Officer
Abhijeet Bhattacharjee

Gender: male

Year Born:

Chief Risk Officer
Amit Acharya

Gender: male

Year Born: 1975

MD, Chief Executive Officer & Director
Govind Singh

Gender: male

Year Born: 1965

Chief Human Resources Officer
Hitain Sharma

Gender: male

Year Born: 1976

Company Secretary & Compliance Officer
Muthiah Ganapathy

Gender: male

Year Born:

Executive Whole Time Director
Pramod Kumar Dubey

Gender: male

Year Born:

Head of Operations & Administration
Rahul Dey

Gender: male

Year Born:

Chief Financial Officer
Sarjukumar Pravin Simaria

Gender: male

Year Born:

Interim Head of Internal Audit
Suchita Chatterjee

Gender: female

Year Born:

FAQs about Utkarsh Small Finance Bank Limited

Who is the CEO of the company?

The CEO is Govind Singh.

What is the current market price of the stock?

The current price is ₹13.55.

What is the 52-week price range?

The range is ₹12.96-28.

What is the market capitalization of the company?

The market capitalization is ₹1,645.62 crores.

What is the Price-to-Earnings (P/E) ratio?

The P/E ratio is -2.51.

Which sector does the company belong to?

The company operates in the Financial Services sector.

What does the company do?

Overview of Utkarsh Small Finance Bank Limited (ISIN: INE735W01017) is a leading Banks - Regional in India. With a market capitalization of ₹1,645.62 crores and an average daily volume of 9,157,811 shares, it operates in the Banks - Regional. The company last declared a dividend of ₹0.5.