ESAF Small Finance Bank
NSE: ESAFSFB BSE: ESAFSFB
NSE
28.91
-0.41 (-1.40%)
Prev Close
29.32
Open Price
29.99
Volume
752,028
Today Low / High
28.5 / 30.3
52 WK Low / High
24.31 / 36.6
Range
27 - 30
BSE
28.87
0.89 (3.18%)
Prev Close
27.98
Open Price
30.01
Volume
39,634
Today Low / High
28.45 / 30.14
52 WK Low / High
24.35 / 36.55
Range
27 - 30
The stock is currently trading on both the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). On the NSE, the stock is priced at 28.91 (target range: 27 - 30), reflecting a change of -0.41 (-1.39836%). On the BSE, it is listed at 28.87 (target range: 27 - 30), showing a change of 0.89 (3.18084%). The stock price is currently in decline on both exchanges, signaling a downtrend. If you're considering investing in this stock, it's important to monitor the situation closely.
01 Feb
29.99
-3.60%
30 Jan
27.60
6.23%
29 Jan
27.61
0.18%
28 Jan
28.50
-1.12%
27 Jan
28.58
-2.06%
23 Jan
29.91
-4.45%
22 Jan
29.02
0.86%
21 Jan
27.85
3.73%
20 Jan
29.46
-5.47%
19 Jan
29.20
0.89%
16 Jan
25.90
11.78%
14 Jan
25.90
0.23%
13 Jan
25.56
0.90%
12 Jan
25.87
-1.39%
09 Jan
26.08
-1.57%
08 Jan
26.50
-2.64%
07 Jan
26.57
-0.94%
06 Jan
27.19
-3.20%
05 Jan
26.99
0.11%
ESAF Small Finance Bank Graph
ESAF Small Finance Bank Price Target Predictions: Bullish vs. Bearish Scenarios with Ranges
If you are looking for the target price for ESAF Small Finance Bank T1, T2, T3 for both Bullish and Bearish scenarios, here it is. For Bullish: T1, T2, T3. For Bearish: T1, T2, T3. The stock current price is 28.91, with potential price targets ranging from T1, T2, and T3 in both directions based on market conditions.
| Scenario | Price | Target | Range |
|---|---|---|---|
| Bullish Scenario | 28.87 | 29.16 | 26.24 - 32.07 |
| 29.45 | 23.56 - 35.34 | ||
| 29.74 | 20.82 - 38.66 | ||
| Bearish Scenario | 28.87 | 28.58 | 25.72 - 31.44 |
| 28.29 | 22.63 - 33.95 | ||
| 28.00 | 19.60 - 36.41 |
Overview of ESAF Small Finance Bank
ISIN
INE818W01011
Industry
Banks - Regional
Vol.Avg
444,140
Market Cap
14,906,114,531
Last Dividend
0.7
Official Website
IPO Date
2023-11-10
DCF Diff
-13.86
DCF
44
Financial Ratios Every Investor Needs
Stock Dividend of ESAFSFB
| Date | Label | Adj Dividend | Dividend | Record Date | Payment Date | Declaration Date |
|---|---|---|---|---|---|---|
| 2024-08-07 | August 07, 24 | 0.7 | 0.7 | 2024-08-07 | 2024-09-13 |
Annual Financial Income Report
| Date | Revenue | Co.Rev | GP | GPR | R&D Expenses | G&A Expenses | Operating Income | Net Income | EPS | EBITDA | NIR |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025-03-31 | 4,329.21 Cr | 1,810.69 Cr | 2,518.52 Cr | 0.5818 | 0.00 Cr | 2.78 Cr | -692.97 Cr | -521.39 Cr | -10.13 | -633.72 Cr | -0.1204 |
| 2024-03-31 | 4,260.16 Cr | 1,448.73 Cr | 2,811.43 Cr | 0.6599 | 0.00 Cr | 2.30 Cr | 570.42 Cr | 425.57 Cr | 8.96 | 621.41 Cr | 0.0999 |
| 2023-03-31 | 3,072.71 Cr | 1,017.32 Cr | 2,055.39 Cr | 0.6689 | 0.00 Cr | 2.46 Cr | 406.04 Cr | 302.33 Cr | 6.73 | 447.83 Cr | 0.0984 |
| 2022-03-31 | 2,147.50 Cr | 792.79 Cr | 1,354.72 Cr | 0.6308 | 0.00 Cr | 1.18 Cr | 54.73 Cr | 54.73 Cr | 1.22 | 87.51 Cr | 0.0255 |
| 2021-03-31 | 1,051.17 Cr | 0.00 Cr | 1,051.17 Cr | 1.0000 | 0.00 Cr | 0.89 Cr | 419.32 Cr | 105.40 Cr | 2.46 | 169.95 Cr | 0.1003 |
Annual Financials Balance Sheet
| Date | C&C Equ. | Tot. Assets | Tot. Liab. | Stock. Equity | Tot. Debt | Net Debt | Inv. | PP&E (Net) | Curr. Def. Rev. | Non-Curr. Def. Rev. | LT Invest. | Curr. Liab. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025-03-31 | 1,979.11 Cr | 27,178.29 Cr | 25,229.24 Cr | 1,949.0488 Cr | 1,405.73 Cr | -573.38 Cr | 0.00 Cr | 300.42 Cr | 0.00 Cr | 0.00 Cr | 17,971.42 Cr | 23,286.8894 Cr |
| 2024-03-31 | 1,422.92 Cr | 26,086.88 Cr | 23,595.09 Cr | 2,491.7935 Cr | 2,572.53 Cr | 1,149.61 Cr | 0.00 Cr | 207.55 Cr | 0.00 Cr | 0.00 Cr | 18,261.27 Cr | 19,933.2894 Cr |
| 2023-03-31 | 767.05 Cr | 20,223.68 Cr | 18,508.68 Cr | 1,715.0035 Cr | 2,680.20 Cr | 1,913.15 Cr | 0.00 Cr | 187.93 Cr | 0.00 Cr | 0.00 Cr | 13,881.61 Cr | 14,721.7828 Cr |
| 2022-03-31 | 1,511.90 Cr | 17,707.56 Cr | 16,295.96 Cr | 1,411.6020 Cr | 2,256.83 Cr | 744.93 Cr | 0.00 Cr | 159.48 Cr | 0.00 Cr | 0.00 Cr | 11,611.58 Cr | 12,855.8640 Cr |
| 2021-03-31 | 1,819.13 Cr | 12,338.65 Cr | 10,986.59 Cr | 1,352.0640 Cr | 1,548.00 Cr | -271.13 Cr | 0.00 Cr | 138.51 Cr | 0.00 Cr | 0.00 Cr | 8,158.64 Cr | 9,021.3370 Cr |
Annual Financials Cash Flow Statement
| Date | Operating Cash | Investing Cash | Financing Cash | Free Cash | Cash Change | Cash at End | CapEx | Income | Debt Repay | Dividends | Inventory |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025-03-31 | -232.3200 Cr | -768.8200 Cr | 1,557.0200 Cr | -385.0000 Cr | 555.8703 Cr | 1,975.7900 Cr | -152.6800 Cr | -521.3900 Cr | -1,816.8000 Cr | -36.0300 Cr | 0.0000 Cr |
| 2024-03-31 | -4,201.2521 Cr | -582.5353 Cr | 5,437.2832 Cr | 793.6642 Cr | 653.4958 Cr | 1,419.9197 Cr | -71.4122 Cr | 425.5677 Cr | -131.6656 Cr | 0.0000 Cr | 0.0000 Cr |
| 2023-03-31 | -2,421.2556 Cr | -573.2176 Cr | 2,249.6175 Cr | -642.3550 Cr | -744.8557 Cr | 766.4239 Cr | -71.6506 Cr | 302.3331 Cr | 401.3623 Cr | 0.0000 Cr | 0.0000 Cr |
| 2022-03-31 | 588.1792 Cr | -981.8470 Cr | 5,074.4798 Cr | 534.1652 Cr | -307.5160 Cr | 1,511.2790 Cr | -54.0140 Cr | 73.8500 Cr | 1,258.8333 Cr | 0.0000 Cr | 0.0000 Cr |
| 2021-03-31 | -843.5990 Cr | -637.9550 Cr | 2,624.3140 Cr | 281.4284 Cr | 1,142.7600 Cr | 1,818.7950 Cr | -49.5010 Cr | 141.3730 Cr | 490.6830 Cr | 0.0000 Cr | 0.0000 Cr |
Quarterly Financial Income Report
| Date | Revenue | Co.Rev | GP | GPR | Operating Income | Net Income | EPS | EBITDA | NIR |
|---|---|---|---|---|---|---|---|---|---|
| 2025-12-31 | 1,163.44 Cr | 0.00 Cr | 0.00 Cr | 0.0000 | 9.13 Cr | 7.12 Cr | 0.14 | 9.13 Cr | 0.0061 |
| 2025-09-30 | 964.98 Cr | 455.76 Cr | 509.22 Cr | 0.5277 | -155.42 Cr | -115.81 Cr | -2.25 | -155.42 Cr | -0.1200 |
| 2025-06-30 | 1,023.37 Cr | 450.36 Cr | 573.01 Cr | 0.5599 | -109.20 Cr | -81.22 Cr | -1.58 | -109.20 Cr | -0.0794 |
| 2025-03-31 | 1,036.68 Cr | 457.65 Cr | 579.03 Cr | 0.5585 | -240.84 Cr | -183.19 Cr | -3.56 | -240.84 Cr | -0.1767 |
| 2024-12-31 | 1,061.78 Cr | 462.87 Cr | 598.91 Cr | 0.5641 | -282.39 Cr | -210.90 Cr | -4.10 | -282.39 Cr | -0.1986 |
Quarterly Financials Balance Sheet
| Date | Cash & Equiv. | Short-Term Inv. | Cash & Short-Term | Net Receivables | Inventory | Total Curr. Assets | PP&E (Net) | Total Assets | Total Liabilities |
|---|---|---|---|---|---|---|---|---|---|
| 2025-09-30 | 1,025.65 Cr | 0.00 Cr | 1,025.65 Cr | 0.00 Cr | 0.00 Cr | 1,025.65 Cr | 435.30 Cr | 27,129.04 Cr | 25,375.34 Cr |
| 2025-06-30 | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | -1,949.05 Cr |
| 2025-03-31 | 1,979.11 Cr | 0.00 Cr | 1,979.11 Cr | 383.21 Cr | 0.00 Cr | 2,383.81 Cr | 300.42 Cr | 27,178.29 Cr | 25,229.24 Cr |
| 2024-12-31 | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | -2,339.94 Cr |
| 2024-09-30 | 2,138.49 Cr | 0.00 Cr | 2,138.49 Cr | 0.00 Cr | 0.00 Cr | 2,138.49 Cr | 218.40 Cr | 26,646.29 Cr | 24,306.35 Cr |
Quarterly Financials Cash Flow Statement
| Date | Net Income | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Net Cash Change | Cash at End | Cash at Beginning | CapEx | Free Cash Flow |
|---|---|---|---|---|---|---|---|---|---|
| 2025-06-30 | -81.22 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr |
| 2025-03-31 | -183.19 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr |
| 2024-12-31 | -210.90 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr |
| 2024-09-30 | -190.07 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr |
| 2024-06-30 | 62.77 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr | 0.00 Cr |
Splits History
| Date | Label | Split Ratio |
|---|---|---|
| No split history data available. | ||
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| Central Bank of India | CENTRALBK | ₹36.28 | ₹328,384,838,221.00 | ₹9,723,281.00 |
| Bandhan Bank Limited | BANDHANBNK | ₹148.56 | ₹239,325,911,927.00 | ₹5,182,295.00 |
| The Karur Vysya Bank Limited | KARURVYSYA | ₹286.05 | ₹230,364,367,315.00 | ₹6,053,860.00 |
| City Union Bank Limited | CUB | ₹283.75 | ₹210,570,307,500.00 | ₹1,583,104.00 |
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| RBL Bank Limited | RBLBANK | ₹292.00 | ₹180,209,691,868.00 | ₹5,614,632.00 |
| Ujjivan Small Finance Bank Limited | UJJIVANSFB | ₹62.35 | ₹120,894,123,765.00 | ₹14,699,623.00 |
| The Jammu and Kashmir Bank Limited | J&KBANK | ₹101.88 | ₹112,188,469,330.00 | ₹1,540,301.00 |
| The South Indian Bank Limited | SOUTHBANK | ₹37.55 | ₹98,273,982,500.00 | ₹38,830,012.00 |
| Tamilnad Mercantile Bank Limited | TMB | ₹591.05 | ₹93,593,626,887.00 | ₹167,070.00 |
| Equitas Small Finance Bank Limited | EQUITASBNK | ₹68.93 | ₹78,643,505,863.00 | ₹2,945,352.00 |
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| The Karnataka Bank Limited | KTKBANK | ₹181.15 | ₹68,500,123,316.00 | ₹941,442.00 |
| DCB Bank Limited | DCBBANK | ₹180.97 | ₹58,233,126,877.00 | ₹4,213,524.00 |
| Jana Small Finance Bank Limited | JSFB | ₹363.55 | ₹38,272,250,000.00 | ₹98,738.00 |
Key Executives
MD, Chief Executive Officer & Director
Kadambelil Paul Thomas
Gender: male
Year Born: 1963
Executive Vice President of Micro Banking
Bosco Joseph
Gender: male
Year Born:
Executive Vice President of Finance & Chief Financial Officer
C. Gireesh
Gender: male
Year Born: 1968
Chief Compliance Officer
George Chacko Varghese
Gender: male
Year Born:
Whole-Time Director
George Kalaparambil John
Gender: male
Year Born: 1973
Executive Vice President of Human Resources
George Thomas
Gender: male
Year Born:
Executive Vice President of Credit
Hari Velloor
Gender: male
Year Born:
Executive Vice President of Assets
Hemant Kumar Tamta
Gender: male
Year Born:
Executive Vice President of Branch Banking
Sudev Kumar V.
Gender: male
Year Born:
Chief Risk Officer
Wilson Cyriac
Gender: male
Year Born:
FAQs about ESAF Small Finance Bank
Who is the CEO of the company?
The CEO is Kadambelil Paul Thomas.
What is the current market price of the stock?
The current price is ₹28.91.
What is the 52-week price range?
The range is ₹24.31-36.6.
What is the market capitalization of the company?
The market capitalization is ₹1,490.61 crores.
What is the Price-to-Earnings (P/E) ratio?
The P/E ratio is -3.99.
Which sector does the company belong to?
The company operates in the Financial Services sector.
What does the company do?
Overview of ESAF Small Finance Bank (ISIN: INE818W01011) is a leading Banks - Regional in India. With a market capitalization of ₹1,490.61 crores and an average daily volume of 444,140 shares, it operates in the Banks - Regional. The company last declared a dividend of ₹0.7.