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Last Updated: 10 Mar 2026, 03:40:02 PM (IST)

J.A. Finance Limited

BSE: JAFINANCE

BSE
78.30 -4.05 (-4.92%)

Prev Close

82.35

Open Price

82.35

Volume

2,703

Today Low / High

78.25 / 86.3

52 WK Low / High

50.35 / 178.55

Range

74 - 82

The stock is currently available for trading on the Bombay Stock Exchange (BSE). Its price is 78.3, reflecting a change of -4.05 (-4.91803%). The expected target range on the BSE is 74 - 82. The stock is showing a downward trend on the BSE. This could indicate a potential risk for investors who are considering buying at this moment.

J.A. Finance Limited Graph

J.A. Finance Limited Price Target Predictions: Bullish vs. Bearish Scenarios with Ranges

If you are looking for the target price for J.A. Finance Limited T1, T2, T3 for both Bullish and Bearish scenarios, here it is. For Bullish: T1, T2, T3. For Bearish: T1, T2, T3. The stock current price is 78.30, with potential price targets ranging from T1, T2, and T3 in both directions based on market conditions.

Scenario Price Target Range
Bullish Scenario 78.30 79.08 71.17 - 86.99
79.87 63.89 - 95.84
80.65 56.45 - 104.84
Bearish Scenario 78.30 77.52 69.77 - 85.27
76.73 61.39 - 92.08
75.95 53.17 - 98.74

Overview of J.A. Finance Limited

ISIN

INE825B01010

Industry

Financial - Credit Services

Vol.Avg

1,503

Market Cap

1,022,278,368

Last Dividend

0

Official Website

Visit Website

IPO Date

2024-12-30

DCF Diff

115.24

DCF

-19

Financial Ratios Every Investor Needs

Stock Rating Details for JAFINANCE

Metric Value Recommendation
Overall Rating D+ Strong Sell
DCF Score 1 Strong Sell
ROE Score 1 Strong Sell
ROA Score 1 Strong Sell
Debt-to-Equity (DE) Score 1 Strong Sell
Price-to-Earnings (PE) Score 1 Strong Sell
Price-to-Book (PB) Score 1 Strong Sell

Annual Financial Income Report

Date Revenue Co.Rev GP GPR R&D Expenses G&A Expenses Operating Income Net Income EPS EBITDA NIR
2025-03-31 2.16 Cr 0.98 Cr 1.18 Cr 0.5461 0.00 Cr 0.00 Cr 1.09 Cr -0.04 Cr -0.04 1.10 Cr -0.0208
2024-03-31 2.90 Cr 1.51 Cr 1.39 Cr 0.4797 0.00 Cr 0.13 Cr 1.28 Cr 1.01 Cr 0.95 1.28 Cr 0.3487
2023-03-31 2.41 Cr 1.25 Cr 1.16 Cr 0.4825 0.00 Cr 0.10 Cr 0.62 Cr 0.41 Cr 0.38 0.62 Cr 0.1684
2022-03-31 3.19 Cr 1.05 Cr 2.14 Cr 0.6710 0.00 Cr 0.08 Cr 1.92 Cr 1.70 Cr 1.59 1.92 Cr 0.5324
2021-03-31 1.77 Cr 0.77 Cr 1.00 Cr 0.5656 0.00 Cr 0.09 Cr 0.80 Cr 0.00 Cr -0.01 0.80 Cr -0.0012

Annual Financials Balance Sheet

Date C&C Equ. Tot. Assets Tot. Liab. Stock. Equity Tot. Debt Net Debt Inv. PP&E (Net) Curr. Def. Rev. Non-Curr. Def. Rev. LT Invest. Curr. Liab.
2025-03-31 0.02 Cr 24.18 Cr 4.14 Cr 20.0458 Cr 3.96 Cr 3.94 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.0409 Cr
2024-03-31 2.03 Cr 27.18 Cr 7.28 Cr 19.9000 Cr 7.09 Cr 5.05 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr -0.64 Cr 5.0695 Cr
2023-03-31 0.61 Cr 27.23 Cr 8.33 Cr 18.8986 Cr 8.13 Cr 7.51 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 2.4532 Cr
2022-03-31 0.00 Cr 23.52 Cr 4.95 Cr 18.5696 Cr 4.71 Cr 4.71 Cr 0.00 Cr 0.01 Cr 0.00 Cr 0.00 Cr 0.00 Cr 1.3198 Cr
2021-03-31 0.00 Cr 22.29 Cr 4.63 Cr 17.6601 Cr 4.17 Cr 4.17 Cr 0.00 Cr 0.49 Cr 0.00 Cr 0.00 Cr 0.00 Cr 4.2434 Cr

Annual Financials Cash Flow Statement

Date Operating Cash Investing Cash Financing Cash Free Cash Cash Change Cash at End CapEx Income Debt Repay Dividends Inventory
2025-03-31 -1.1100 Cr 2.5342 Cr -3.4512 Cr -1.1100 Cr -2.0270 Cr 0.0212 Cr 0.0000 Cr 1.1072 Cr -3.1241 Cr 0.0000 Cr 0.0000 Cr
2024-03-31 3.7715 Cr -0.3954 Cr -1.9528 Cr 3.7715 Cr 1.4233 Cr 2.0482 Cr 0.0000 Cr 1.2849 Cr -1.0378 Cr 0.0000 Cr 0.0000 Cr
2023-03-31 -1.6142 Cr -0.5536 Cr 2.7746 Cr -1.6142 Cr 0.6069 Cr 0.6249 Cr 0.0000 Cr 0.6226 Cr 3.4150 Cr 0.0000 Cr 0.0000 Cr
2022-03-31 0.1515 Cr -0.1278 Cr -0.0090 Cr 0.1450 Cr 0.0147 Cr 0.0180 Cr -0.0065 Cr 0.8928 Cr 0.5381 Cr -0.1065 Cr 0.0000 Cr
2021-03-31 -0.7365 Cr -0.0501 Cr 0.7841 Cr -0.7365 Cr -0.0025 Cr 0.0033 Cr 0.0000 Cr 0.7969 Cr 1.1198 Cr -0.0399 Cr 0.0000 Cr

Quarterly Financial Income Report

Date Revenue Co.Rev GP GPR Operating Income Net Income EPS EBITDA NIR
2025-12-31 0.55 Cr 0.39 Cr 0.16 Cr 0.2868 -0.08 Cr -0.06 Cr -0.05 -0.08 Cr -0.1064
2025-09-30 0.81 Cr 0.44 Cr 0.37 Cr 0.4525 0.32 Cr 0.24 Cr 0.23 0.32 Cr 0.3000
2025-06-30 0.73 Cr 0.40 Cr 0.34 Cr 0.4622 0.25 Cr 0.19 Cr 0.17 0.25 Cr 0.2535
2025-03-31 0.42 Cr 0.25 Cr 0.17 Cr 0.4066 0.13 Cr -0.80 Cr -0.74 0.13 Cr -1.9100
2024-12-31 0.57 Cr 0.22 Cr 0.35 Cr 0.6077 0.32 Cr 0.24 Cr 0.22 0.32 Cr 0.4145

Quarterly Financials Balance Sheet

Date Cash & Equiv. Short-Term Inv. Cash & Short-Term Net Receivables Inventory Total Curr. Assets PP&E (Net) Total Assets Total Liabilities
2025-09-30 0.02 Cr 0.00 Cr 0.02 Cr 33.58 Cr 0.00 Cr 33.96 Cr 0.00 Cr 34.95 Cr 14.46 Cr
2025-03-31 0.02 Cr 0.00 Cr 0.02 Cr 22.84 Cr 0.00 Cr 23.22 Cr 0.00 Cr 24.18 Cr 4.14 Cr
2024-09-30 0.01 Cr 0.01 Cr 0.02 Cr 23.58 Cr 0.00 Cr 23.97 Cr 0.00 Cr 25.47 Cr 4.98 Cr
2024-03-31 2.03 Cr 1.90 Cr 3.94 Cr 5.20 Cr 0.00 Cr 9.16 Cr 0.00 Cr 27.18 Cr 7.28 Cr
2023-09-30 0.00 Cr -0.01 Cr -0.01 Cr 0.00 Cr 0.00 Cr 21.46 Cr 0.00 Cr 24.93 Cr 5.61 Cr

Quarterly Financials Cash Flow Statement

Date Net Income Operating Cash Flow Investing Cash Flow Financing Cash Flow Net Cash Change Cash at End Cash at Beginning CapEx Free Cash Flow
2023-09-30 0.39 Cr 19.17 Cr -0.56 Cr -18.64 Cr -0.03 Cr -0.01 Cr 0.02 Cr 0.00 Cr 19.17 Cr
2023-06-30 0.27 Cr -15.77 Cr -0.04 Cr 15.20 Cr -0.60 Cr 0.02 Cr 0.62 Cr 0.00 Cr -15.77 Cr
2023-03-31 -0.08 Cr 4.72 Cr -0.07 Cr -4.25 Cr 0.41 Cr 0.62 Cr 0.22 Cr 0.00 Cr 4.72 Cr
2022-12-31 0.23 Cr -4.64 Cr -0.42 Cr 4.82 Cr -0.24 Cr 0.22 Cr 0.46 Cr 0.00 Cr -4.64 Cr
2022-09-30 0.22 Cr 0.52 Cr -0.03 Cr -0.13 Cr 0.36 Cr 0.46 Cr 0.10 Cr 0.00 Cr 0.52 Cr

Splits History

Date Label Split Ratio
No split history data available.

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Key Executives

MD & Executive Director
Akshay Goyal

Gender: male

Year Born: 1985

Chief Financial Officer
Megha Goyal

Gender: female

Year Born:

Chief Financial Officer
Sneha Goyal

Gender: Not Specified

Year Born:

Company Secretary & Compliance Officer
Simi Sen

Gender: female

Year Born: 1989

FAQs about J.A. Finance Limited

Who is the CEO of the company?

The CEO is Akshay Goyal.

What is the current market price of the stock?

The current price is ₹96.00.

What is the 52-week price range?

The range is ₹50.35-178.55.

What is the market capitalization of the company?

The market capitalization is ₹102.23 crores.

What is the Price-to-Earnings (P/E) ratio?

The P/E ratio is -264.10.

Which sector does the company belong to?

The company operates in the Financial Services sector.

What does the company do?

Overview of J.A. Finance Limited (ISIN: INE825B01010) is a leading Financial - Credit Services in India. With a market capitalization of ₹102.23 crores and an average daily volume of 1,503 shares, it operates in the Financial - Credit Services. The company last declared a dividend of ₹0.