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Last Updated: 10 Mar 2026, 03:29:58 PM (IST)

PTC India Financial Services Limited

NSE: PFS BSE: PFS

NSE
28.41 0.46 (1.65%)

Prev Close

27.95

Open Price

28.09

Volume

1,014,770

Today Low / High

27.71 / 28.58

52 WK Low / High

27.5 / 44.2

Range

27 - 30

BSE
28.38 0.43 (1.54%)

Prev Close

27.95

Open Price

28

Volume

55,310

Today Low / High

27.96 / 28.51

52 WK Low / High

27.2 / 44.49

Range

27 - 30

The stock is currently trading on both the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). On the NSE, the stock is priced at 28.41 (target range: 27 - 30), reflecting a change of 0.46 (1.6458%). On the BSE, it is listed at 28.38 (target range: 27 - 30), showing a change of 0.43 (1.53846%). Both the NSE and BSE data indicate positive movement, suggesting the stock is on an upward trend. This could be an attractive opportunity for investors looking for growth.

PTC India Financial Services Limited Graph

PTC India Financial Services Limited Price Target Predictions: Bullish vs. Bearish Scenarios with Ranges

If you are looking for the target price for PTC India Financial Services Limited T1, T2, T3 for both Bullish and Bearish scenarios, here it is. For Bullish: T1, T2, T3. For Bearish: T1, T2, T3. The stock current price is 28.41, with potential price targets ranging from T1, T2, and T3 in both directions based on market conditions.

Scenario Price Target Range
Bullish Scenario 28.38 28.66 25.80 - 31.53
28.95 23.16 - 34.74
29.23 20.46 - 38.00
Bearish Scenario 28.38 28.10 25.29 - 30.91
27.81 22.25 - 33.37
27.53 19.27 - 35.79

Overview of PTC India Financial Services Limited

ISIN

INE560K01014

Industry

Financial - Credit Services

Vol.Avg

583,201

Market Cap

18,761,095,627

Last Dividend

0

Official Website

Visit Website

IPO Date

2011-03-30

DCF Diff

4.64

DCF

35

Financial Ratios Every Investor Needs

Stock Dividend of PFS

Date Label Adj Dividend Dividend Record Date Payment Date Declaration Date
2023-09-05 September 05, 23 1 1 2023-09-05 2023-10-12
2020-09-14 September 14, 20 0.45 0.45 2020-09-15 2020-10-22
2019-09-20 September 20, 19 0.8 0.8 2019-09-23 2019-10-30 2019-05-04
2018-08-29 August 29, 18 0.2 0.2 2018-08-30 2018-10-20 2018-05-13
2017-09-13 September 13, 17 1.5 1.5 2017-09-14 2017-10-25 2017-05-22

Stock Rating Details for PFS

Metric Value Recommendation
Overall Rating C+ Sell
DCF Score 4 Buy
ROE Score 1 Strong Sell
ROA Score 1 Strong Sell
Debt-to-Equity (DE) Score 1 Strong Sell
Price-to-Earnings (PE) Score 4 Buy
Price-to-Book (PB) Score 1 Strong Sell

Annual Financial Income Report

Date Revenue Co.Rev GP GPR R&D Expenses G&A Expenses Operating Income Net Income EPS EBITDA NIR
2025-03-31 554.41 Cr 337.00 Cr 217.41 Cr 0.3921 0.00 Cr 10.33 Cr 198.03 Cr 217.05 Cr 3.38 286.56 Cr 0.3915
2024-03-31 704.38 Cr 427.91 Cr 276.47 Cr 0.3925 0.00 Cr 10.01 Cr 162.50 Cr 160.75 Cr 2.50 224.31 Cr 0.2282
2023-03-31 748.58 Cr 450.76 Cr 297.82 Cr 0.3979 0.00 Cr 10.48 Cr 266.11 Cr 175.81 Cr 2.74 239.06 Cr 0.2349
2022-03-31 928.35 Cr 594.41 Cr 333.94 Cr 0.3597 0.00 Cr 10.45 Cr 308.96 Cr 129.98 Cr 2.02 181.36 Cr 0.1400
2021-03-31 1,112.19 Cr 757.40 Cr 354.79 Cr 0.3190 0.00 Cr 16.30 Cr 308.72 Cr 25.60 Cr 0.40 107.39 Cr 0.0230

Annual Financials Balance Sheet

Date C&C Equ. Tot. Assets Tot. Liab. Stock. Equity Tot. Debt Net Debt Inv. PP&E (Net) Curr. Def. Rev. Non-Curr. Def. Rev. LT Invest. Curr. Liab.
2025-03-31 762.52 Cr 5,682.59 Cr 2,928.27 Cr 2,754.3200 Cr 2,860.94 Cr 1,733.07 Cr 0.00 Cr 21.69 Cr 0.00 Cr 0.00 Cr 0.00 Cr 1,155.5100 Cr
2024-03-31 230.84 Cr 6,524.94 Cr 3,986.20 Cr 2,538.7408 Cr 3,925.57 Cr 3,694.73 Cr 0.00 Cr 25.34 Cr 0.00 Cr 3.03 Cr 130.14 Cr 2.1151 Cr
2023-03-31 25.67 Cr 7,634.40 Cr 5,191.66 Cr 2,442.7412 Cr 5,121.76 Cr 5,096.08 Cr 1,639.69 Cr 30.35 Cr 56.65 Cr 4.20 Cr -472.94 Cr 1,270.9795 Cr
2022-03-31 338.00 Cr 9,516.33 Cr 7,252.46 Cr 2,263.8729 Cr 7,121.38 Cr 6,783.38 Cr -6,052.24 Cr 11.44 Cr 117.34 Cr 8.58 Cr -268.19 Cr 2,227.5983 Cr
2021-03-31 489.40 Cr 11,532.08 Cr 9,412.57 Cr 2,119.5043 Cr 9,174.20 Cr 8,684.80 Cr 0.00 Cr 16.12 Cr 199.11 Cr 0.00 Cr -21.83 Cr 2,830.0393 Cr

Annual Financials Cash Flow Statement

Date Operating Cash Investing Cash Financing Cash Free Cash Cash Change Cash at End CapEx Income Debt Repay Dividends Inventory
2025-03-31 1,139.2200 Cr 775.6700 Cr -1,383.2100 Cr 1,136.3500 Cr 531.6800 Cr 762.5200 Cr -4.0200 Cr 217.0500 Cr -1,057.0500 Cr 0.0000 Cr 0.0000 Cr
2024-03-31 2,562.9850 Cr -689.0633 Cr -1,668.7546 Cr 2,562.2876 Cr 205.1671 Cr 230.8400 Cr -0.6974 Cr 160.7490 Cr -1,190.2085 Cr -64.2283 Cr 0.0000 Cr
2023-03-31 1,887.2754 Cr 259.4791 Cr -2,459.0837 Cr 1,886.7696 Cr -312.3292 Cr 25.6729 Cr -0.5058 Cr 175.8072 Cr -2,023.2226 Cr 0.0000 Cr 1,142.7144 Cr
2022-03-31 2,721.4017 Cr -153.7639 Cr -2,719.0369 Cr 2,719.8837 Cr -151.3991 Cr 338.0021 Cr -1.5180 Cr 129.9848 Cr -2,046.0288 Cr 0.0000 Cr 1,733.7297 Cr
2021-03-31 1,311.0388 Cr -162.0609 Cr -882.7567 Cr 1,310.6865 Cr 266.2212 Cr 489.4012 Cr -0.3523 Cr 25.6031 Cr -81.5389 Cr -28.9028 Cr 176.3221 Cr

Quarterly Financial Income Report

Date Revenue Co.Rev GP GPR Operating Income Net Income EPS EBITDA NIR
2025-12-31 125.04 Cr 61.96 Cr 63.08 Cr 0.5045 53.92 Cr 49.09 Cr 0.76 55.80 Cr 0.3926
2025-09-30 131.86 Cr 59.87 Cr 71.99 Cr 0.5460 60.74 Cr 88.14 Cr 1.37 62.62 Cr 0.6684
2025-06-30 140.43 Cr 70.70 Cr 69.73 Cr 0.4965 145.98 Cr 136.63 Cr 2.13 147.81 Cr 0.9729
2025-03-31 71.72 Cr 73.22 Cr -1.51 Cr -0.0210 -5.32 Cr 58.16 Cr 0.91 78.44 Cr 0.8109
2024-12-31 158.07 Cr 83.09 Cr 74.98 Cr 0.4743 80.62 Cr 67.15 Cr 1.05 82.24 Cr 0.4248

Quarterly Financials Balance Sheet

Date Cash & Equiv. Short-Term Inv. Cash & Short-Term Net Receivables Inventory Total Curr. Assets PP&E (Net) Total Assets Total Liabilities
2025-09-30 987.73 Cr 0.00 Cr 987.73 Cr 1.04 Cr 0.00 Cr 0.00 Cr 18.35 Cr 5,350.84 Cr 2,372.68 Cr
2025-06-30 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr -2,754.32 Cr
2025-03-31 762.52 Cr 318.71 Cr 1,296.97 Cr 0.49 Cr 0.00 Cr 0.00 Cr 21.69 Cr 5,682.59 Cr 2,928.27 Cr
2024-12-31 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr -2,630.15 Cr
2024-09-30 841.24 Cr 332.47 Cr 1,173.71 Cr 2.41 Cr 0.00 Cr 5,853.23 Cr 22.37 Cr 6,037.27 Cr 3,407.12 Cr

Quarterly Financials Cash Flow Statement

Date Net Income Operating Cash Flow Investing Cash Flow Financing Cash Flow Net Cash Change Cash at End Cash at Beginning CapEx Free Cash Flow
2025-06-30 136.63 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2025-03-31 58.16 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2024-12-31 67.15 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2024-09-30 47.34 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr
2024-06-30 44.40 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr 0.00 Cr

Splits History

Date Label Split Ratio
No split history data available.

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Key Executives

Chief Information Officer & Chief Technology Officer
Ashish Nigam

Gender: male

Year Born: 1971

Executive Vice President of SME
Avijit Kishore

Gender: male

Year Born:

CEO, MD & Director
Balaji Rangachari

Gender: male

Year Born: 1973

Chief Risk Officer
Devesh Singh

Gender: male

Year Born: 1979

Director of Finance Chief Financial Officer, & Additional Director
Dilip Srivastava

Gender: male

Year Born: 1975

Chief Credit Officer
Kalur Srinivas

Gender: male

Year Born: 1974

Company Secretary
Manohar Balwani

Gender: male

Year Born: 1964

Whole Time Director of Operations & Additional Director
Sanjeev Kumar

Gender: male

Year Born: 1969

Executive Vice President & Chief Compliance Officer
Sitesh Kumar Sinha

Gender: male

Year Born: 1976

Manager & BR head
Nidhi Dahiya

Gender: female

Year Born:

FAQs about PTC India Financial Services Limited

Who is the CEO of the company?

The CEO is Balaji Rangachari.

What is the current market price of the stock?

The current price is ₹29.21.

What is the 52-week price range?

The range is ₹29.11-44.2.

What is the market capitalization of the company?

The market capitalization is ₹1,876.11 crores.

What is the Price-to-Earnings (P/E) ratio?

The P/E ratio is 5.68.

Which sector does the company belong to?

The company operates in the Financial Services sector.

What does the company do?

Overview of PTC India Financial Services Limited (ISIN: INE560K01014) is a leading Financial - Credit Services in India. With a market capitalization of ₹1,876.11 crores and an average daily volume of 583,201 shares, it operates in the Financial - Credit Services. The company last declared a dividend of ₹0.